Business Credit Cards

View the details of your business credit card accounts. Find general information about your accounts, useful values related to the accounts (like credit limit, balance, available credit), as well as a full listing of all credit cards associated with your business credit card accounts.

In this help page you’ll find:

• Information available on your business credit card account summary page
• Definitions of credit card terminology

You’ll first be asked to select a business credit card account from a dropdown menu. Upon selection and clicking View you will see an account summary, a summary of the last statement, and a list of credit cards on the account.

The account summary displays:

• Account identifiers, including account number, account name, and the current number of active cards on the account
• Total amounts related to the account, including credit limit, balance, and available credit (along with color-coded visualization of these amounts)

NOTE: Credit card information displayed is accurate up to the last business day, excluding pending transactions.

The summary of the last statement displays:

• The most recent statement date for the account
• The current payment due date and total payment due on the account

List of cards on this account displays:

• Identifying information for each credit card on the selected account, including cardholder name and card account number
• Total amounts related to each credit card on the selected account, including credit limit, balance, and amount available to spend.

The words used to describe the dollar amounts related to credit cards can be confusing. Here’s a quick guide to the terms used in ScotiaConnect:

• Credit limit is the maximum amount that is available to spend on a credit card account.
• Outstanding balance/balance is the amount you have used on your account, excluding pending transactions, fees, interest, or other transactions that have not yet posted to your account.
• Posted transactions are payments, purchases, cash advances, interest, fees, and other transactions that are posted to your account.
• Available credit/amount available to spend is the amount you have left to use on your account. It is calculated by finding the sum of balance, fees, interest, and pending transactions and subtracting that sum from your credit limit.

NOTE: Credit card information displayed is accurate up to the last business day, excluding pending transactions.